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Hi! I'm Todd...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Todd Henley

Sales Manager

NMLS: 247911

Address: 11800 Amber Park Drive, Ste 100, Alpharetta, GA, 30004
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.

His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.

He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

ST

Sarah Travis-Fulton

5.0

Rydal, GA

Dec 3, 2022

Todd Henley and his staff at Prosperity Home Mortgage are absolutely amazing & a joy to work with! Todd and his staff communicate with you in a timely manner, explain each process thoroughly making sure you understand the complete process. Always available to answer questions and make sure everything is in order for a successful closing. Very friendly and professional staff and I would highly recommend Todd and his staff at Prosperity for a pleasant and stress-free experience. My husband & I are grateful and appreciate everything in making the purchase of our home stress free!

RP

Ronald Price

5.0

Atlanta, GA

Nov 30, 2022

Todd and his team was very informative and very easy to work with l have and will recommend to family and friends thank y’all so much

LC

Linda Cahill

5.0

Flowery Branch, GA

Nov 21, 2022

Consistent communication, available if there were any questions, and were great about walking me through the process!

SM

Sean McGlynn

5.0

Avondale Estates, GA

Nov 16, 2022

You and Prosperity were super informative and responsive. As first time buyers it was great to feel like we could trust all the people we worked with. Todd, Michelle. Alison, Nikki, etc. were so helpful. Vickie Moore was FANTASTIC! At closing, the sellers strongly implied that they had a few offers, some of them better than ours, but that Vickie’s work ethic, diligence, and pleasantness was what made them accept our offer over the others. We sincerely believe we would not have gotten our dream home if it hadn’t been for Vickie. We’ll be recommending her to everyone we know in the area.

KW

Karen Willis

5.0

Conyers, GA

Nov 13, 2022

The overall service of the staff.

JG

Jessica Gates

5.0

Smyrna, GA

Nov 10, 2022

Todd is punctual, informative, responds quickly, knowledgeable, and an expert in his role.

JG

Justin Gates

5.0

Smyrna, GA

Nov 7, 2022

Todd and the team were very helpful during our first home purchase. He is very thorough and proactive which allowed for a smooth closing. Great folks to work with.

BM

Bailey Mata

5.0

Gainesville, GA

Nov 7, 2022

The whole team made home buying such a great experience.

YI

Yotam Ishak

4.8

Sandy Springs, GA

Nov 6, 2022

Very easy and accommodating

JM

Jaime Mata

5.0

Gainesville, GA

Nov 1, 2022

Very pleasant experience. Informative through each step of the process and always able to answer our questions.

JP

James Plummer

5.0

Cumming, GA

Oct 27, 2022

Working with you was a great experience and was the smoothest loan proceedite we have ever had. Thanks!!

IS

Irfan Shaikh

5.0

Roswell, GA

Oct 20, 2022

Very professional. Always quick to respond.

DS

Donald Singleton

5.0

Sandy Springs, GA

Oct 6, 2022

Todd and his whole team are the best!

JL

James Leath

5.0

Atlanta, GA

Oct 6, 2022

Todd was super friendly and helpful -- he made the mortgage process easy!

SS

Salvatore Sacco

5.0

Cumming, GA

Sep 22, 2022

Personalized attention, the portal for uploading documents and the issue free and ease of the application process

AK

Anna Khomyak

5.0

Suwanee, GA

Sep 21, 2022

Great professional team! Happy to work with Todd and his team any time.

WC

William Croy

4.8

Murrayville, GA

Sep 19, 2022

You always let me know what was happening and what I needed to do.

WF

W Furse

5.0

Alpharetta, GA

Sep 14, 2022

Good communication and regular follow up. Would work with Todd and his team again.

KS

Kenneth Simon

5.0

Marietta, GA

Sep 13, 2022

Excellent customer service and follow through form start to finish .Always available to answer questions. Staff was amazing. I would certainly recommend Prosperity Mortgage for home purchase. Mr. Henley's wife makes amazing cakes.

JC

John Chapman

5.0

Alpharetta, GA

Sep 7, 2022

Todd was always open to discussion and will to craft various scenarios for our usage. He was also wonderful at explaining the various steps and intricacies of the lending process.

President and CEO - Tim Wilson

Tim Wilson

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

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Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLS: 247911

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