Apply now

Hi! I'm Todd...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Todd Henley

Sales Manager

NMLSR: 247911

404-313-5855
Address: 11800 Amber Park Drive Ste 100, Alpharetta, GA, 30004
Awards received
award image
award image
award image

Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

LR

Lori R.

5.0

Lilburn, GA

Jun 4, 2025

Todd waa on top of everything and I had no worries about anything. When I needed him he helped me get through the numbers and he was quick and thorough to respond.

AK

Alita K.

5.0

Snellville, GA

Jun 4, 2025

I'm a repeat client of Todd Henley and Prosperity. Every time I interact with Todd and Prosperity staff it's always a pleasant experience. They are always on top of their game when it comes to ensuring you are well informed and knowledgeable of the process and requirements to seal the deal and Close on the home of your dreams. They are always prompt and efficient when responding to or requesting required information and giving updates about your account. I highly recommend Todd and Prosperity Home Mortgage. They are truly 2nd to none!

UV

Ulysses V.

5.0

Pendergrass, GA

Jun 4, 2025

Yes todd and his team are very good

AP

Amanda P.

5.0

Brookhaven, GA

Jul 3, 2025

Todd and Vickie were WONDERFUL!! They got us through all contingencies in record time which is ultimately why the seller chose to work with us! So grateful for this incredible partnership!

D

Darren Mutnick .

5.0

Jul 2, 2025

Todd was excellent to work with. Very thorough and was friendly along the way. It was quick and easy. I WOULD USE TODD AGAIN IN THE FUTURE!!

DM

Darren M.

4.8

Woodstock, GA

Jun 30, 2025

Todd was very friendly and talked me through everything we needed. It was quick and simple. I will use Todd's services again in the future.

C

christine walsh .

5.0

Jul 1, 2025

Todd and his staff are superb! Caring, considerate, professional, and always way ahead of time on deliverables. I was very impressed with their level of clear communication and their availability to talk through any questions I might have. Excellent service! And genuinely nice people! I highly recommend Todd as someone to trust when it comes to getting a mortgage. He knows his stuff!

CW

Christine W.

5.0

Canton, GA

Jun 28, 2025

Todd and his staff are superb! Caring, considerate, professional, and always way ahead of time on deliverables. I was very impressed with their level of clear communication and their availability to talk through any questions I might have. Excellent service! And genuinely nice people! I highly recommend Todd as someone to trust when it comes to getting a mortgage.

JH

Joe H.

5.0

Canton, GA

Jun 24, 2025

Todd has been my preferred lender for 8 years. He has saved so many transactions for me over the years. He makes difficult transactions seem routine and never fails to get the job done on time.

MO

Madison O.

5.0

Canton, GA

Jun 24, 2025

Working with Todd was amazing and stress free

GS

Guruprasath S.

5.0

Johns Creek, GA

Jun 24, 2025

Todd had walked me through the end to end process and was patient in seeing through the last minute discussions and the umpteen number of changes to the offer depending on the variables we had in the whole negotiation. Appreciate Todd's support for this 1st time home owner.

PW

Pamela W.

5.0

Atlanta, GA

Jun 19, 2025

Todd and his team were terrific. They were very friendly, professional and organized, and when I had questions, they were quick to respond. I wouldn't hesitate to go back. Highly recommend.

CC

Cynthia C.

5.0

Roswell, GA

Jun 16, 2025

Everything went amoothly thanks to Todd and his team!

MF

Margarita F.

5.0

Roswell, GA

Jun 13, 2025

Todd is wonderful!

SS

Shirley S.

5.0

Atlanta, GA

Jun 13, 2025

My client as a buyer, had started talking to a mortgage person she wasn't very happy with so I suggested calling Todd. She was pleased & although our first contract fell through (no fault of Prosperity) Todd & the team made the transition to the next contract seamless closing in good time with even a present for our client at the closing table! This client left happy with a promise to be back to Harry Norman & Prosperity for her next investment .

CL

Caroline L.

4.8

Dacula, GA

Jun 9, 2025

Communication was clear all the time

K

Kim LaPlante .

5.0

Jun 5, 2025

Todd and his team closed this loan quickly and effortlessly. They had a limited time in which to make it happen, and they did it! Communication was great.

KL

Kim L.

5.0

Lilburn, GA

Jun 3, 2025

Todd and his group had a limited time to get this loan cleared to close. They rose to the challenge! It closed quickly and on time.

JF

Jane F.

5.0

Roswell, GA

May 30, 2025

Always freat when the client wiyh Prosperity

RW

Rosalind W.

5.0

Flowery Branch, GA

May 29, 2025

I love it when transactions close on time! Todd and the Team were timely and very professional!

A

Alita Kindred .

5.0

May 24, 2025

Todd Henley, Vickie Marler and the rest of the team were awesome and provided exceptional service and assistance. They had me Approved in record time and I was able to immediately start looking for my next home. They kept me informed of every single step in the process to ensure I got to the Closing table on time. I highly recommend Todd Henley, Vickie Marler and team. They made this stressful process of both selling and buying a home a great and successful experience! I truly appreciate each of them for the roles they played in this process.

AS

Andrea S.

5.0

Cumming, GA

May 20, 2025

Todd and his team were very helpful.

K

Kim .

5.0

May 16, 2025

Todd was very knowledgeable when presenting me with my mortgage options. He was friendly, patient and prompt when answering all of my questions. He made the whole process smooth and stress-free. I knew I was in good hands. I would highly recommend Todd to anyone who is exploring looking for a mortgage.

KR

Kim R.

5.0

Alpharetta, GA

May 16, 2025

Todd was very knowledgable when presenting me with my mortgage options. He was friendly, patient and prompt when answering all of my questions. He made the whole process smooth and stressfree. I knew I was in good hands. I would highly recommend Todd to anyone who is exploring looking for a mortgage.

BR

Brenda R.

5.0

Dunwoody, GA

May 13, 2025

You were on top of everything and extremely helpful throughout the process. It was a pleasure working with you.

SS

Stacie S.

5.0

Dunwoody, GA

May 13, 2025

Todd and his team sent me emails on exactly what documents they needed from me for the loan . The loan portal was very helpful. All questions were answered and closing was completed when expected.

WM

William M.

5.0

Atlanta, GA

May 13, 2025

As a first time homebuyer, my questions were answered quickly and accurately

T

Tori Flotz .

5.0

May 14, 2025

Todd and his team were quick to respond, always available and provided as much support as possible which was extremely helpful for us as first time home buyers!

EE

Edgar E.

5.0

Norcross, GA

May 13, 2025

Todd and his team were quick to respond, always available and provided as much support as possible which was extremely helpful for us as first time home buyers!

M

Mia Sophia .

5.0

May 30, 2025

Todd and the team were amazing. The communication was phenomenal, they went out of their way to make sure I was aware of where I was at in my process. Todd went out of his ways to make sure the loan was able to work with a low mortgage payment after working his magic with the numbers. Huge fan of the entire team, Vicki, Alison, and Todd were AMAZING!!!

AA

Amilia A.

5.0

Alpharetta, GA

May 8, 2025

The constant communication was amazing! I appreciate the hard work and going out of their way to help save me money upon closing .

S

Stacie Smith .

5.0

May 9, 2025

Todd at Prosperity Home Mortgage was with me all the way from the very beginning of the loan to closing. His team is very helpful and available to answer all my questions and concerns.

HK

Heidi K.

5.0

Gainesville, GA

May 6, 2025

You made the impossible happen!

RP

Ricardo P.

5.0

Cumming, GA

Apr 21, 2025

very professional and prompt to answer questions or resolve any issue.

AM

Alan M.

5.0

Atlanta, GA

Apr 21, 2025

Todd and the Prosperity Mortgage team were very responsive and patient during the application process. They made the process very simple and understandable by clearly explaining everything that needed to occur to approve and close the loan. I really appreciate how they made everything easy to Work through. This is the second time I've obtained a mortgage through Prosperity and would highly recommend them for your real estate financing needs.

LL

Leteshia L.

5.0

Atlanta, GA

Apr 21, 2025

The Entire experience was smooth.

CM

Connie M.

5.0

Cumming, GA

Apr 17, 2025

When working with Todd and his associates, they become a vital part of the "dream team" that I bring to my clients. To be the best you have to surround yourself with the best and Todd is that!

JC

Joseph C.

5.0

Milton, GA

Apr 15, 2025

Todd's availability to explain and work with me over the long period of time of searching for a home. Once we found a house and prepared for closing there were no hiccups, it was a smooth process using their portal to get all the documents signed and understand what each of the documents were.

SB

Sharon B.

5.0

Marietta, GA

Apr 15, 2025

Great communication with everyone involved. all my questions were answered immediately.

D

David Hamilton .

5.0

Apr 15, 2025

Todd was great and his team kept us in the loop through the entire process!

N

Noel Carr .

5.0

Apr 15, 2025

Easy to communicate with. Was able to get immediate answers for any questions along the underwriting process.

NC

Noel C.

5.0

Smyrna, GA

Apr 15, 2025

Easy to communicate with. Was able to get immediate answers for any questions along the underwriting process.

G

Grant McAuley .

5.0

Apr 15, 2025

Everything was as organized and efficient as could be. Todd and his team were with us every step of the process to buy our home. We appreciate it!

CM

Christopher M.

5.0

Marietta, GA

Apr 15, 2025

Everything was as organized and efficient as could be. Todd and his team were with us every step of the process to buy our home. We appreciate it!

DH

David H.

5.0

Hoschton, GA

Apr 9, 2025

Very knowledgeable and kept me calm throughout the process.

BM

Brad M.

5.0

Hoschton, GA

Apr 9, 2025

Todd is always great to work with. Extremely professional and very communicative with clients. Every client he has worked with would echo that statement. I always appreciate the opportunity to work with Todd because I know my clients will be treated with the utmost respect and Todd will fight to make sure the clients needs are met and the loan closes on time.

HM

Hiba M.

5.0

Smyrna, GA

Apr 9, 2025

Very responsive and answered all questions thoroughly along the way.

SB

Samantha B.

5.0

Marietta, GA

Apr 9, 2025

I can never reccomend Todd enough! He is absolutely amazing to work with – incredibly timely, responsive, and always on top of things. I never have to worry when my clients are in his hands. A true professional!

MR

Matthew R.

4.7

Roswell, GA

Mar 31, 2025

Thanks for everything, great experience.

SK

Sean K.

5.0

Santa Rosa Beach, FL

Mar 31, 2025

Todd and his team were awesome and helped through the entire loan underwrting and closing process! I would not use anyone else!

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLSR: 247911

Learn More