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Hi! I'm Todd...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Todd Henley

Sales Manager

NMLSR: 247911

404-313-5855
Address: 11800 Amber Park Drive Ste 100, Alpharetta, GA, 30004
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

VB

Vickie B.

5.0

Sandy Springs, GA

Aug 20, 2026

You made it possible for me to come back home to Atlanta! You and your team is a well oil machine that has compassion and lots of answers! I will continue to refer people to you! Thanks again!

RM

Rebekah M.

5.0

Atlanta, GA

Aug 20, 2026

Todd and his team were incredibly responsive. They achived the impossible and we were able to close in 2 weeks! If we ever had questions or concerns they were always there to help answer our questions. We would 100% use them again!

J

John B .

5.0

Aug 24, 2026

Todd and his team were promptly responsive and were very clear and transparent about what was needed and when.

JB

John B.

4.8

Cumming, GA

Aug 18, 2026

Todd and his team were promptly responsive and were very clear and transparent about what was needed and when.

LH

Larry H.

4.8

Alpharetta, GA

Aug 9, 2026

The credit i got for slightly higher mortgage interest rate since i am only paying one year before i pay off loan

TR

Travis R.

4.8

Marietta, GA

Aug 9, 2026

Todd and his team were very responsive and informative!

T

taylorhammond204 .

5.0

Aug 18, 2026

Todd and his team were amazing! Extremely quick to respond and always happy to assist with any questions. They made the entire process so easy. Truly the best—highly recommend!

TR

Taylor R.

5.0

Marietta, GA

Aug 9, 2026

Todd and his team were amazing! Extremely quick to respond and always happy to assist with any questions. They made the entire process so easy. Truly the best—highly recommend!

P

peter mcloud .

5.0

Aug 8, 2026

we had a great experience with PHM. the team was very professional, quick to reply, and clear in their communication. we had a tight timeline and PHM was able to assist in getting us over the finish line. we were very happy with the experience and would certainly use again / recommend.

PM

Peter M.

5.0

Atlanta, GA

Aug 7, 2026

quick and clear communication thorughout made it possible to close within our timeline. team was very professional and the online portal was easy to use for both uploading financial documents and e-signing needed forms. we were very happy with the service and would use again.

CT

Connor T.

5.0

Woodstock, GA

Aug 3, 2026

Very knowledgeable and was able to walk us as first time home buyers through every step of the process. Great communication and was always able to answer questions quickly and I great detail.

V

Vickie Barfield .

5.0

Aug 6, 2026

This team is the best of the best!!! It's a well oiled machine! The people are kind and so helpful during a stressful time! I've already given their names to several people!

M

Matthew Polito .

5.0

Aug 6, 2026

I can’t say enough great things about Todd Henley and the entire team at Prosperity Home Mortgage. This is the second home I’ve purchased in Atlanta with Todd, and once again, he exceeded every expectation. When I say Todd makes things happen, I truly mean it. We’d find a home on a Sunday, and within hours he’d have an updated pre-approval letter ready so we could submit the strongest possible offer. His responsiveness, sense of urgency, and dedication gave us a real competitive advantage throughout the home-buying process. Communication was exceptional from start to finish. Todd was always available to answer questions, provide guidance, and keep us informed every step of the way. The entire Prosperity Home Mortgage team was professional, efficient, and genuinely a pleasure to work with. Buying a home can be stressful, but Todd and his team made the financing process feel seamless. I’m incredibly grateful for everything they did to help us secure our new home. If you’re looking for a mortgage lender who is knowledgeable, responsive, and truly goes above and beyond, I wholeheartedly recommend Todd Henley and the team at Prosperity Home Mortgage. Thank you again, Todd!

J

John H Mason .

5.0

Aug 4, 2026

The best experience for a real estate agent is to have a mortgage broker partner that gets the job done and closed on time, every time without issue!!!

GM

Greg M.

5.0

Atlanta, GA

Jul 30, 2026

Todd was professional, responsive and informative - made the process much more smooth.

SJ

Susan J.

5.0

Watkinsville, GA

Jul 29, 2026

Great experience with my client!

JH

John H.

5.0

Sandy Springs, GA

Jul 28, 2026

Couldn't have closed most of my transactions this year without the PHM team!!!

AW

Alexis W.

5.0

Ringgold, GA

Jul 27, 2026

Todd is amazing! We have used him for two of our homes and will use him again in the future.

CW

Carol W.

5.0

Ringgold, GA

Jul 24, 2026

Todd is the best! He is there for his clients (and me!) and always has a positive outlook on things. This was the second transaction he has done with this particular buyer. That says a LOT! Well done, Todd!

S

Srini Murthy .

5.0

Aug 8, 2026

Todd is very professional. It was a pleasure working with him and his team. He never rushed, had a lot of patience, understood our objectives and long term goals, and helped us along the entire lifecycle - from initial contact all the way to closing. He even offered his insights and shared his experiences, which helped us tremendously. At the end, it never felt like a transaction. Instead, it was like working with a partner who understood relationships who genuinely cared for his clients needs. At times it was not easy as we had to back out of some deals. Even in those situations, Todd and his team never lost patience, understood the situation, and dealt with them professionally. Kept us informed about the refunds, etc. etc. but in the end, we had the right property that met all our expectations, and as always, Todd and his team were there to help us through the closing. Thanks, Todd. Your entire team is top notch. Looking forward to working with you again in the future. Cheers! Srini & Ramya

SM

Srinivas M.

5.0

Kennesaw, GA

Jul 23, 2026

Todd is very professional. It was a pleasure working with him and his team. He never rushed, had a lot of patience, understood our objectives and long term goals, and helped us along the entire lifecycle - from initial contact all the way to closing. He even offered his insights and shared his experiences, which helped us tremendously. At the end, it never felt like a transaction. Instead, it was like working with a partner who understood relationships who genuinely cared for his cliets needs. At times it was not easy as we had to back out of some deals. Even in those situations, Tood and his team neer lost patience, understood the situation, and dealt with them professionally. Kept us informed about the refunds, etc. etc. but in the end, we had the right property that met all our expectations, and as always, Todd and his team were there to help us through the closing. Thanks, Todd. Your entire team is top notch. Looking forward to working with you again in the future. Cheers! Srini & Ramya

E

Eric Brown .

5.0

Aug 20, 2026

We have always had a great experience with Prosperity. I would recommend them to anyone looking for a great lending team. They are incredibly responsive and gave us tremendous confidence that our offer would be strong. I can’t thank them enough for helping us get into a beautiful home that we are so excited for.

EB

Eric B.

5.0

Cumming, GA

Jul 11, 2026

Todd is always wonderful to work with. He is very responsive, gives great advice, and really seems to care. His whole team was a pleasure to work with.

A

Angela Love .

5.0

Aug 8, 2026

This was our second time working with Todd. The entire team was exceptional. Incredibly quick response time with any questions or concerns that I had throughout the entire process. Incredibly knowledgeable, professional and organized. Will absolutely recommend to all my family and friends.

JL

James L.

5.0

Ranger, GA

Jul 11, 2026

This was our second time working with Todd. The entire team was exceptional. Incredibly quick response time with any questions or concerns that I had throughout the entire process. Incredibly knowledgeable, professional and organized. Will absolutely recommend to all my family and friends.

MF

Mackenzie F.

4.8

Decatur, GA

Jul 8, 2026

Todd was excellent to work with from start ti to finish. while underwriting gave us a few headaches Todd was a great communicator and helped us get through to closing without issue.

GM

Gabriella M.

5.0

Marietta, GA

Jul 13, 2026

The amount of fast, consistent communication during the whole process made the whole experience so much better and smoother!

RG

Robert G.

5.0

Pine Lake, GA

Jul 13, 2026

Smooth process

GF

Gregory F.

5.0

Decatur, GA

Jul 10, 2026

Todd was great to work with from our first consultation to closing on our home. He was always timely in his responses and helped us structure our loan to fit our needs. Would strongly recommend Todd to others.

ME

Michael E.

5.0

Atlanta, GA

Jun 29, 2026

Todd was awesome and very helpful in explaining everything and guiding me through the process.

A

Andrea Whittington .

5.0

Aug 3, 2026

We had an extremely great experience with Todd and everyone we dealt with at Prosperity Home Mortgage. It couldn’t have been better!!! I highly recommend them!!!

AW

Andrea W.

5.0

Dawsonville, GA

Jun 26, 2026

Everyone that we dealt with went above and beyond to assure we received the perfect loan for us!!

M

Michael Boulton .

5.0

Aug 8, 2026

Todd Henley at Prosperity is excellent. This is the first time I have had a pleasant time getting a mortgage. Thank you!

MB

Michael B.

5.0

Cumming, GA

Jun 10, 2026

Todd made what is normally an aggravating process seem smooth and easy.

HH

Hunter H.

5.0

Roswell, GA

Jun 8, 2026

Todd and his team were great at communicating through the entire the loan process which made for an easy and smooth transaction .

D

Deborah Kelleher .

5.0

Aug 8, 2026

The team was always ready to answer questions and processed all information efficiently.

DK

Deborah K.

5.0

Marietta, GA

Jun 8, 2026

The team was always ready to answer questions and processed all information efficiently.

DR

Debbie R.

5.0

Cumming, GA

Jun 10, 2026

My clients were behind in getting preapproved, and then thought they should use their credit union which was not a good option. I had been telling my clients all along to us Todd because we needed some urgency and a smooth closing. They took my advice. They were most pleased with that experience and will recommend Todd, too.

RH

Richard H.

5.0

Summerville, SC

May 15, 2026

Constant and consistent communication

DR

Douglas R.

5.0

Cumming, GA

May 6, 2026

Todd and Alison were on the ball and responsive to all of our questions. They were very pleasant to work with.

B

Bentley Holmes .

5.0

Aug 8, 2026

We loved working with Todd and his team! They were professional, responsive, driven, and kind. They have helped us to close on two homes in record time, and they know a lot about VA home loans. Some say you're at a disadvantage if you use VA, but we never experienced that with Prosperity.

BC

Bentley C.

5.0

Aug 7, 2026

We loved working with Todd and his team! They were professional, responsive, driven, and kind. They have helped us to close on two homes in record time, and they know a lot about VA home loans. Some say you're at a disadvantage if you use VA, but we never experienced that with Prosperity.

HR

Holly R.

5.0

Cumming, GA

May 4, 2026

Very helpful

MC

Martin C.

4.8

Cumming, GA

May 4, 2026

We kept getting last-minute requests for more information that was usually difficult to acquire. Not from Todd, but from a couple of his subordinates.

BH

Bentley H.

5.0

Roswell, GA

May 3, 2026

Amazing communication. great turnaround time. got us to the closing table quickly!

BA

Brooke A.

5.0

Woodstock, GA

Apr 20, 2026

Great communication and professional input

JC

Jason C.

5.0

Canton, GA

Apr 23, 2026

Solid communications, expertise on mtg programs, prompt replies, and great personality. The level of professionalism was 2nd to none.

CC

Catherine C.

5.0

Canton, GA

Apr 12, 2026

That the whole team went above and beyond to make it happen for us. The response times were insanely fast, service was professiona, and I feel that we got the best mortgage rate we could have in this economic environment

JH

John H.

5.0

Canton, GA

Apr 7, 2026

Pulled a rabbit out of a hat at the last minute due to difficult buyer.

JB

John-Michael B.

5.0

Milton, GA

Apr 6, 2026

The communication between us and the team was excellent.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLSR: 247911

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