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Hi! I'm Todd...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Todd Henley

Sales Manager

NMLSR: 247911

404-313-5855
Address: 11800 Amber Park Drive Ste 100, Alpharetta, GA, 30004
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

LR

Lori R.

5.0

Lilburn, GA

Jul 23, 2025

Todd waa on top of everything and I had no worries about anything. When I needed him he helped me get through the numbers and he was quick and thorough to respond.

AK

Alita K.

5.0

Snellville, GA

Jul 23, 2025

I'm a repeat client of Todd Henley and Prosperity. Every time I interact with Todd and Prosperity staff it's always a pleasant experience. They are always on top of their game when it comes to ensuring you are well informed and knowledgeable of the process and requirements to seal the deal and Close on the home of your dreams. They are always prompt and efficient when responding to or requesting required information and giving updates about your account. I highly recommend Todd and Prosperity Home Mortgage. They are truly 2nd to none!

UV

Ulysses V.

5.0

Pendergrass, GA

Jul 23, 2025

Yes todd and his team are very good

BR

Brandi R.

5.0

Decatur, GA

Aug 31, 2025

I had the pleasure of working with Todd on a recent deal, and he was excellent throughout the entire process. He communicated clearly, responded quickly, and kept everything moving smoothly from start to finish. His professionalism and dedication made the transaction seamless. I highly recommend Todd to anyone in need of a reliable loan officer.

KC

Kongsy C.

5.0

Atlanta, GA

Aug 29, 2025

The customer service and the communication was top notch!

M

Mae Saly .

5.0

Aug 30, 2025

Todd, Vickie and Alison were a great team. Todd provided me the BEST rate-it could not be beat! I shopped around with other lenders , ended up using Prosperity. I’m glad I did!! Todd was very responsive with communication and made sure I felt supported. Vickie and Alison also was great at making sure all documents were obtained in a timely manner. I ended up closing in 17 days after I went under contract. The customer service was top notch!! -Linda

AL

Albert L.

5.0

Roswell, GA

Aug 28, 2025

All good and would use him again

RL

Ross L.

5.0

Woodstock, GA

Aug 26, 2025

Communication was wonderful!

CL

Caroline L.

5.0

Woodstock, GA

Aug 21, 2025

Prosperity was willing to work with us in every way possible and Todd was wonderful!

AW

Austin W.

4.8

Roswell, GA

Aug 9, 2025

accesible for advice

AB

Arthur B.

5.0

Dallas, GA

Aug 7, 2025

communication, always kept in the loop

B

Bob .

5.0

Aug 6, 2025

Great Communicator and a very pleasant gentleman.

RK

Robert K.

5.0

Atlanta, GA

Aug 4, 2025

Plain and clear communication and a pleasant attitude.

LB

Laura B.

5.0

Dallas, GA

Aug 3, 2025

Constant communication about every aspect of the process.

G

Giovana King .

5.0

Jul 26, 2025

Todd and Vickie were great. They were in constant communication with us and provided exceptional service. Definitely would work with them again.

G

Gil Castro .

5.0

Jul 24, 2025

Todd & Prosperity absolutely crushed it! My buyer had to be out of her home by July 18th, and as of July 1st she had no home to move to. Yikes! However, on July 2nd we found a home, went under contract and closed on July 15th, thanks to Todd & his team! 13 day closing! It was incredible! Once we had a binding agreement, they went into motion and made it happen! Thanks Todd, et'al!

GC

Gil C.

5.0

Atlanta, GA

Jul 23, 2025

I just have two things to say: 1) Binding agreement date: July 2nd 2) Closing date: July 15th! Absolutely incredible! Thank you Todd & Propsperity team!!

JM

John M.

5.0

Cumming, GA

Jul 23, 2025

I have NEVER had anything but GREAT experiences with Prosperity including my own mortgage!!!

AP

Amanda P.

5.0

Brookhaven, GA

Jul 23, 2025

Todd and Vickie were WONDERFUL!! They got us through all contingencies in record time which is ultimately why the seller chose to work with us! So grateful for this incredible partnership!

D

Darren Mutnick .

5.0

Jul 24, 2025

Todd was excellent to work with. Very thorough and was friendly along the way. It was quick and easy. I WOULD USE TODD AGAIN IN THE FUTURE!!

DM

Darren M.

4.8

Woodstock, GA

Jul 23, 2025

Todd was very friendly and talked me through everything we needed. It was quick and simple. I will use Todd's services again in the future.

C

christine walsh .

5.0

Jul 24, 2025

Todd and his staff are superb! Caring, considerate, professional, and always way ahead of time on deliverables. I was very impressed with their level of clear communication and their availability to talk through any questions I might have. Excellent service! And genuinely nice people! I highly recommend Todd as someone to trust when it comes to getting a mortgage. He knows his stuff!

CW

Christine W.

5.0

Canton, GA

Jul 23, 2025

Todd and his staff are superb! Caring, considerate, professional, and always way ahead of time on deliverables. I was very impressed with their level of clear communication and their availability to talk through any questions I might have. Excellent service! And genuinely nice people! I highly recommend Todd as someone to trust when it comes to getting a mortgage.

JH

Joe H.

5.0

Canton, GA

Jul 23, 2025

Todd has been my preferred lender for 8 years. He has saved so many transactions for me over the years. He makes difficult transactions seem routine and never fails to get the job done on time.

MO

Madison O.

5.0

Canton, GA

Jul 23, 2025

Working with Todd was amazing and stress free

GS

Guruprasath S.

5.0

Johns Creek, GA

Jul 23, 2025

Todd had walked me through the end to end process and was patient in seeing through the last minute discussions and the umpteen number of changes to the offer depending on the variables we had in the whole negotiation. Appreciate Todd's support for this 1st time home owner.

PW

Pamela W.

5.0

Atlanta, GA

Jul 23, 2025

Todd and his team were terrific. They were very friendly, professional and organized, and when I had questions, they were quick to respond. I wouldn't hesitate to go back. Highly recommend.

CC

Cynthia C.

5.0

Roswell, GA

Jul 23, 2025

Everything went amoothly thanks to Todd and his team!

MF

Margarita F.

5.0

Roswell, GA

Jul 23, 2025

Todd is wonderful!

SS

Shirley S.

5.0

Atlanta, GA

Jul 23, 2025

My client as a buyer, had started talking to a mortgage person she wasn't very happy with so I suggested calling Todd. She was pleased & although our first contract fell through (no fault of Prosperity) Todd & the team made the transition to the next contract seamless closing in good time with even a present for our client at the closing table! This client left happy with a promise to be back to Harry Norman & Prosperity for her next investment .

CL

Caroline L.

4.8

Dacula, GA

Jul 23, 2025

Communication was clear all the time

K

Kim LaPlante .

5.0

Jul 24, 2025

Todd and his team closed this loan quickly and effortlessly. They had a limited time in which to make it happen, and they did it! Communication was great.

KL

Kim L.

5.0

Lilburn, GA

Jul 23, 2025

Todd and his group had a limited time to get this loan cleared to close. They rose to the challenge! It closed quickly and on time.

JF

Jane F.

5.0

Roswell, GA

Jul 23, 2025

Always freat when the client wiyh Prosperity

RW

Rosalind W.

5.0

Flowery Branch, GA

Jul 23, 2025

I love it when transactions close on time! Todd and the Team were timely and very professional!

A

Alita Kindred .

5.0

Jul 24, 2025

Todd Henley, Vickie Marler and the rest of the team were awesome and provided exceptional service and assistance. They had me Approved in record time and I was able to immediately start looking for my next home. They kept me informed of every single step in the process to ensure I got to the Closing table on time. I highly recommend Todd Henley, Vickie Marler and team. They made this stressful process of both selling and buying a home a great and successful experience! I truly appreciate each of them for the roles they played in this process.

AS

Andrea S.

5.0

Cumming, GA

Jul 23, 2025

Todd and his team were very helpful.

K

Kim .

5.0

Jul 24, 2025

Todd was very knowledgeable when presenting me with my mortgage options. He was friendly, patient and prompt when answering all of my questions. He made the whole process smooth and stress-free. I knew I was in good hands. I would highly recommend Todd to anyone who is exploring looking for a mortgage.

KR

Kim R.

5.0

Alpharetta, GA

Jul 23, 2025

Todd was very knowledgable when presenting me with my mortgage options. He was friendly, patient and prompt when answering all of my questions. He made the whole process smooth and stressfree. I knew I was in good hands. I would highly recommend Todd to anyone who is exploring looking for a mortgage.

BR

Brenda R.

5.0

Dunwoody, GA

Jul 23, 2025

You were on top of everything and extremely helpful throughout the process. It was a pleasure working with you.

SS

Stacie S.

5.0

Dunwoody, GA

Jul 23, 2025

Todd and his team sent me emails on exactly what documents they needed from me for the loan . The loan portal was very helpful. All questions were answered and closing was completed when expected.

WM

William M.

5.0

Atlanta, GA

Jul 23, 2025

As a first time homebuyer, my questions were answered quickly and accurately

T

Tori Flotz .

5.0

Jul 24, 2025

Todd and his team were quick to respond, always available and provided as much support as possible which was extremely helpful for us as first time home buyers!

EE

Edgar E.

5.0

Norcross, GA

Jul 23, 2025

Todd and his team were quick to respond, always available and provided as much support as possible which was extremely helpful for us as first time home buyers!

M

Mia Sophia .

5.0

Jul 24, 2025

Todd and the team were amazing. The communication was phenomenal, they went out of their way to make sure I was aware of where I was at in my process. Todd went out of his ways to make sure the loan was able to work with a low mortgage payment after working his magic with the numbers. Huge fan of the entire team, Vicki, Alison, and Todd were AMAZING!!!

AA

Amilia A.

5.0

Alpharetta, GA

Jul 23, 2025

The constant communication was amazing! I appreciate the hard work and going out of their way to help save me money upon closing .

S

Stacie Smith .

5.0

Aug 28, 2025

Todd at Prosperity Home Mortgage was with me all the way from the very beginning of the loan to closing. His team is very helpful and available to answer all my questions and concerns.

HK

Heidi K.

5.0

Gainesville, GA

Jul 23, 2025

You made the impossible happen!

RP

Ricardo P.

5.0

Cumming, GA

Jul 23, 2025

very professional and prompt to answer questions or resolve any issue.

AM

Alan M.

5.0

Atlanta, GA

Jul 23, 2025

Todd and the Prosperity Mortgage team were very responsive and patient during the application process. They made the process very simple and understandable by clearly explaining everything that needed to occur to approve and close the loan. I really appreciate how they made everything easy to Work through. This is the second time I've obtained a mortgage through Prosperity and would highly recommend them for your real estate financing needs.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLSR: 247911

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