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Hi! I'm Todd...
Your Sales Manager!

We make the home loan process as simple as possible by guiding you through every step.

Todd Henley

Sales Manager

NMLSR: 247911

404-313-5855
Awards received
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

BG

Betania Garcia

5.0

Jefferson, GA

Nov 3, 2024

The comunication Todd & his team had with me ! Very friendly and patient

LW

Lyndsay Wrensen

5.0

Roswell, GA

Nov 1, 2024

Todd Henley and his team are outstanding! Todd is an exceptional lender who consistently goes above and beyond to serve his clients. As a Realtor with experience working alongside various lenders, I can confidently say that Todd’s team sets a high standard of professionalism and expertise. They are knowledgeable, responsive, and truly committed to delivering an excellent experience for every client. I highly recommend Todd Henley... he will not disappoint!

JI

John Irwin

5.0

Holly Springs, GA

Oct 26, 2024

Worked quickly, explained all the steps, kept me informed and eased all my fears of doing everything on line.

BS

Becky Suid

5.0

Milton, GA

Oct 25, 2024

Todd and his team have great communication and service delivery!

LC

Lori Caddell

5.0

Milton, GA

Oct 25, 2024

This was an amazing experience! So much care was shown throughout the process from beginning to end! I especially appreciated the accessibility and timely communication! I can't recommend Todd and team enough!

VD

Violet Day

5.0

Valdosta, GA

Oct 25, 2024

Todd you knew we had some hurdles to overcome, and you found the solution. You and Vickie responded right away when I had questions. The procedure was made easy, with signing paperwork. There was some stress on my part in finding everything you needed, but got it done.

NB

Nicholas Bonet

5.0

Canton, GA

Oct 23, 2024

Todd was great with communicating with us, even if we weren’t the most responsive at times. He looked out for us and got a great rate before they went back up. Very happy to have been referred to Todd and to have worked with him buying our new home.

NF

Noah Felsberg

5.0

Gainesville, GA

Oct 20, 2024

Felt well supported and had lots of options for my loan. It was a pleasant experience.

AM

Alondra Miranda

5.0

Austell, GA

Sep 30, 2024

Had a very pleasant experience with Todd and his team. They communicated really well and made the home buying process very quick and smooth.

RB

Rosemary Baez

4.7

Lawrenceville, GA

Sep 27, 2024

Todd and his team were super patient and had flawless communication throughout the entire process.

DF

Diana Flores

5.0

Lawrenceville, GA

Sep 25, 2024

Always professional, always timely, great communication, & always a fabulous experience!

DG

Daniel Graham

5.0

Sandy Springs, GA

Sep 10, 2024

Todd's response time especially when we were submitting offers.

AL

Adam Livingston

5.0

Suwanee, GA

Sep 9, 2024

Professional, great advice and perfect communication and follow up.

CG

Chelsea Graham

5.0

Sandy Springs, GA

Sep 6, 2024

Overall, great communication about the process with helpful team members. thank you

CA

Clyde Raymond Allen IV

5.0

Alpharetta, GA

Sep 4, 2024

Excellent communication throughout the entire process. Thanks for all your help.

TB

Tucker Bond

5.0

Dunwoody, GA

Aug 21, 2024

Todd and his team did a fantastic job for us and now we own our dream home!

GR

Garvish Raval

5.0

Johns Creek, GA

Aug 21, 2024

We loved his pro active communication and transparency.

BM

Brad Miller

5.0

Sugar Hill, GA

Aug 10, 2024

Todd is amazing at what he does. I have never had a client unsatisfied with Todd. I know when I refer a client to Todd they will have an amazing experience and a smooth loan and closing process.

JB

Julia Bennett

5.0

Woodstock, GA

Aug 8, 2024

Todd and team were great to work with! Super fast responses and made it possible for us have a great advantage in our offer. Thanks for your help!

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLSR: 247911

Learn More