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Hi! I'm Todd...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Todd Henley

Sales Manager

NMLSR: 247911

404-313-5855
Address: 11800 Amber Park Drive Ste 100, Alpharetta, GA, 30004
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

RP

Ricardo P.

5.0

Cumming, GA

Apr 21, 2025

very professional and prompt to answer questions or resolve any issue.

AM

Alan M.

5.0

Atlanta, GA

Apr 21, 2025

Todd and the Prosperity Mortgage team were very responsive and patient during the application process. They made the process very simple and understandable by clearly explaining everything that needed to occur to approve and close the loan. I really appreciate how they made everything easy to Work through. This is the second time I've obtained a mortgage through Prosperity and would highly recommend them for your real estate financing needs.

LL

Leteshia L.

5.0

Atlanta, GA

Apr 21, 2025

The Entire experience was smooth.

CM

Connie M.

5.0

Cumming, GA

Apr 17, 2025

When working with Todd and his associates, they become a vital part of the "dream team" that I bring to my clients. To be the best you have to surround yourself with the best and Todd is that!

JC

Joseph C.

5.0

Milton, GA

Apr 15, 2025

Todd's availability to explain and work with me over the long period of time of searching for a home. Once we found a house and prepared for closing there were no hiccups, it was a smooth process using their portal to get all the documents signed and understand what each of the documents were.

SB

Sharon B.

5.0

Marietta, GA

Apr 15, 2025

Great communication with everyone involved. all my questions were answered immediately.

NC

Noel C.

5.0

Smyrna, GA

Apr 15, 2025

Easy to communicate with. Was able to get immediate answers for any questions along the underwriting process.

CM

Christopher M.

5.0

Marietta, GA

Apr 15, 2025

Everything was as organized and efficient as could be. Todd and his team were with us every step of the process to buy our home. We appreciate it!

DH

David H.

5.0

Hoschton, GA

Apr 9, 2025

Very knowledgeable and kept me calm throughout the process.

BM

Brad M.

5.0

Hoschton, GA

Apr 9, 2025

Todd is always great to work with. Extremely professional and very communicative with clients. Every client he has worked with would echo that statement. I always appreciate the opportunity to work with Todd because I know my clients will be treated with the utmost respect and Todd will fight to make sure the clients needs are met and the loan closes on time.

HM

Hiba M.

5.0

Smyrna, GA

Apr 9, 2025

Very responsive and answered all questions thoroughly along the way.

SB

Samantha B.

5.0

Marietta, GA

Apr 9, 2025

I can never reccomend Todd enough! He is absolutely amazing to work with – incredibly timely, responsive, and always on top of things. I never have to worry when my clients are in his hands. A true professional!

MR

Matthew R.

4.7

Roswell, GA

Mar 31, 2025

Thanks for everything, great experience.

SK

Sean K.

5.0

Santa Rosa Beach, FL

Mar 31, 2025

Todd and his team were awesome and helped through the entire loan underwrting and closing process! I would not use anyone else!

CS

Charles S.

5.0

Monroe, GA

Mar 7, 2025

Quick responses and great finance options!

JV

Jennifer V.

5.0

Atlanta, GA

Mar 7, 2025

Clear and timely communications

NH

Neal H.

5.0

Atlanta, GA

Mar 7, 2025

Todd will solve any situation. Including the ones I create.

MM

Molly M.

5.0

Marietta, GA

Mar 7, 2025

I felt like everyone was working hard to help me get through the process smoothly and efficiently

TL

Taiwo Anthony L.

5.0

Lawrenceville, GA

Mar 14, 2025

Thorough, professional, on time, on top of the process. I'm happy. Will recommend over and over again

AP

Andrew P.

5.0

Woodstock, GA

Mar 7, 2025

Fantastic responses, promises kept, clear information and all round awesome.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Sales Manager

NMLSR: 247911

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