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Hi! I'm Todd...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Todd Henley

Senior Mortgage Consultant

NMLS: 247911

404-313-5855
Address: 11800 Amber Park Drive, Ste 100, Alpharetta, GA, 30009
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Todd M. Henley is a Sales Manager for Prosperity Home Mortgage in the Atlanta area.  He is responsible for building and managing current and new business, ensuring and maintaining excellent customer service standards and developing successful partnerships.



His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. He and his team aim to ensure that they keep all parties in a transaction informed every step of the way.



He is an Atlanta native and is also licensed in the Southeast region and can serve the Georgia, South Carolina, Florida and Alabama markets.  He earned a Bachelor’s degree in Finance from Georgia State University.  Todd lives in Brookhaven, GA with his wife and three daughters.  In his spare time, Todd loves spending time with his family, coaching his daughter’s sports teams, biking, boating and college football

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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

FN

Farhad Nazarian

5.0

Johns Creek, GA

Feb 27, 2024

Great staff with knowledge of financing very helpfull, patient and they get the job done promptly as promised. Thank you Todd , Michelle and Aida you are the best!

EK

Emily Keag

5.0

Cumming, GA

Feb 25, 2024

The timely communication and attention makes you feel as if you are the only client Todd has even though you know he is very busy. Truly appreciate Todd and his team, which is why we are repeat clients and will always go to Todd first when financing a property.

DC

Dana Coleman

5.0

Canton, GA

Feb 24, 2024

Communication and responsiveness A+ Pleasure to work with you and your team!

DR

David Robertson

5.0

Gainesville, GA

Feb 23, 2024

Todd was extremely thorough navigating my buyer through the process from start to finish. Thank you Todd!

TB

Twila Baker

5.0

Griffin, GA

Feb 22, 2024

Updates and making it easy for the buyer which made it easy for my seller.

ES

Evan Sattler

4.8

Woodstock, GA

Feb 19, 2024

Made the first time home buying process easy!

FP

Floyd Patterson

5.0

Atlanta, GA

Feb 1, 2024

Quick responses. Thorough explanation of the entire process. Absolute pleasure to work with.

LP

Lindsay Patterson

4.8

Atlanta, GA

Jan 30, 2024

We had so many questions! You all were willing to answer them all. Thank you for your help through the process.

AH

Alexis Hill

5.0

Atlanta, GA

Jan 29, 2024

What made Todd and Michelle so great was their immediate attention to the buyers, their availability to answer any and all questions and concerns, their availability toward the listing agent showing the utmost kindness and professionalism. As always it was a true pleasure and comfort knowing that my clients loan is in great hands from the start all the way to the finish. Todd Henley and his Prosperity Team are my absolute go to for my clients. And the Rum cake as always was a complete hit! Thank you Todd and Michelle for all of your hard work to get us to the closing table! ~Sincerely, Alexis Harry Norman, Realtors

SP

Saianusha Pinthepu

5.0

Roswell, GA

Jan 22, 2024

Overall the closing went great

BW

Brenda Wilson

5.0

Roswell, GA

Jan 19, 2024

I appreciated the timely updates on the loan process for the buyer to myself my my co-op agent (my client was the seller).

LH

Lisa Hughes

5.0

Monroe, GA

Jan 18, 2024

Todd and his team are the best in getting loans closed. Todd is honest with the clients and very informative on the process.

MD

Mary Ann Dauble

5.0

Cumming, GA

Jan 15, 2024

Todd and his team were so understanding of my many questions.

YD

Yalew Debella

4.8

Buford, GA

Jan 12, 2024

Fast processing and communication

CM

Carol Mallory

5.0

Valdosta, GA

Jan 11, 2024

Communication responses were quick, felt like we really mattered and our best interests were their top priority.

RR

Rachel Robinson

5.0

Duluth, GA

Jan 9, 2024

Great and fast communication - really came through down to the wire getting everything ready in time for closing. Thank you so much!!

KS

Kelly Schriver

5.0

Alpharetta, GA

Dec 22, 2023

This new construction deal was several months in the making.. about 20 months!! Todd and I communicated regularly with updates. Entire process was very smooth (with regard to the loan) and client was grateful for the referral. Todd enhanced my client's perception of the process, despite understandable frustration with the time it took to complete the home.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Todd Henley

Todd Henley

Senior Mortgage Consultant

NMLS: 247911

Learn More